OTC Medications

Is Allergy Medicine HSA Eligible?

HSA Eligible

Allergy medications, including antihistamines and nasal sprays, are HSA eligible without a prescription.

IRS Reference

OTC allergy treatments are qualified expenses under the CARES Act.

Eligibility Conditions

✅ Qualifies

  • Antihistamines (Claritin, Zyrtec, Allegra)
  • Nasal sprays (Flonase, Nasacort)
  • Decongestants
  • Allergy eye drops

Real-World Examples

✅ Eligible

  • Kirkland Signature Aller-Tec
  • Benadryl for allergic reactions
  • Flonase Allergy Relief

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Frequently Asked Questions

Is Flonase HSA eligible?+
Yes. OTC allergy nasal sprays are fully eligible.

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